TYPE OF BENEFITS/ QUALIFYING CONDITIONS/ PENSION / LUMP SUM

SICKNESS: At least three (3) contributions 90% of average daily within a 12-month period prior salary credit Max. 120 to semester of sickness days in one calendar Yr.

MATERNITY: At least three (3) contributions Daily Maternity Benefit within a 12-month period prior equivalent to 100% of to semester of childbirth or her average daily salary miscarriage credit for 60 days or 78 days in case of caesarian delivery; up to first four (4) deliveries or miscarriages only.

RETIREMENT: 120 monthly contributions; P1,200 – if with at least Less than 120 contributions; Age 60, optional basis 10 CYS*; (Age 65, mandatory basis) P2,400 – if with at least Refund plus 20 CYS; 13th month interest pension – December

PARTIALDISABILITY : At least 36 contributions P1,000 – if w/ less than Less than 36contributions prior to semester of contingency 10 CYS;
P1,200 – if w/ at least Appropriate 10 CYS; lump sum
P2,400 – if w/ at least 20 CYS; 13th month pension – December

PERMANENT: At least 36 contributions P1,000 – if w/ less than Less than 36
contributions

TOTAL DISABILITY: prior to semester of contingency 10 CYS;
P1,200 – if w/ at least Appropriate 10 CYS; lump sum
P2,400 – if w/ at least 20 CYS; 13th month pension – December

DEATH At least 36 contributions P1,000 – if w/ less than Less than 36 contributions prior to semester of contingency 10 CYS; P1,200 – if w/ at least Appropriate 10 CYS; lump sum; P2,400 – if w/ at least 20 CYS; 13th month pension – December

FUNERAL: At least 36 contributions P15,000 prior to semester of contingency *(CYS) Credited Years of Service

YOU ALSO HAVE THE FOLLOWING LOAN PRIVILEGES…

TYPE OF LOAN/ CONTRIBUTIONS/ LOAN AMOUNT/ INTEREST P.A./ TERMS

SALARY -24 mos. / 36 mos. 1 month / 2 months 6% 2 years salary credit
CALAMITY- 36 mos./ P5,000 maximum/ 6%/ 2 years
PRIVATIZATION FUND – 12 mos./ P20,000 maximum/ 6% /5 years
SPECIAL- 24 mos. employed/ P25,000 maximum /10.15% /2 years
EDUCATIONAL 34 mos. – self
LOAN FOR CONVERSION Y2K employed/voluntary
HOUSING At least 12 mos. actively paying/ P375,000 maximum/ 16%/ 5 -25 years
HOUSE IMPROVEMENT- At least 12 mos. actively paying / P375,000 maximum/ 16%/ 5-20 years
SMALL AND MEDIUM ENTERPRISES- P50 M maximum/ 17%/ 7 years